Straight answers before you start.
Manual first. Free tools first. Start with your budget.
Start
What is free?
My Wealth Path, The 7 Steps, and Wealth Tools are free. You can build the budget, debt, cash, retirement, index, and risk-bucket path with manual numbers.
Why is Budget inside My Wealth Path?
Budget is a core habit, not a one-off calculator. It feeds Month Review, contribution tracking, and the quarterly statement.
Free
Is everything free?
Yes. The Budget Tool, the monthly budget, The 7 Steps, and the calculators are free to use.
Why create an account?
To save your budget each month and look back at earlier months. Every tool works without one.
Data
Do you connect to my bank?
No. Connected accounts are not live. Manual entry is the current product. If optional read-only linking is added later, it will use a separate consent flow and manual entry will still work.
Can I export or delete my data?
Yes. Account has a JSON export. Self-serve deletion removes app-owned data and blocks deletion first if an active Stripe subscription needs to be cancelled.
Trust
Is this financial advice?
No. Yolo or Bust is educational only. It is not financial, investment, tax, legal, mortgage, or retirement advice.
How does support work?
Support requests stay in your account history with provider IDs and internal metadata hidden from the UI.
Beta
Is this still a beta?
Yes. The product is usable and still changing. We read feedback every day and decide what to fix at the end of each week.
How do I leave feedback?
Open the Feedback page from the top bar. Email is the only required field so we can send 1 month of Pro when gifts are ready. Skip every other question. Notes stay in the product — this is not a newsletter signup and not a live trial clock.