Not Financial Advice
Last updated: October 3, 2026
All content on Yolo or Bust, including earnings calendars, AI-generated research reports, post-earnings analysis, investment position disclosures, commentary, and all other materials, Wealth Guide content, My Wealth Path dashboards, Wealth Tools calculators, tax estimates, debt payoff estimates, mortgage estimates, budget templates, and retirement planning estimates, is provided for informational and educational purposes only. Nothing on this platform constitutes financial advice, investment advice, tax advice, legal advice, mortgage advice, retirement advice, trading advice, or any recommendation to buy, sell, or hold any security, cryptocurrency, ETF, or other financial instrument.
Yolo or Bust and its operator are not registered investment advisors, broker-dealers, tax advisors, attorneys, accountants, financial planners, mortgage professionals, or licensed financial professionals of any kind.
Earnings, newsletter, archive, and Positions content is general-audience publisher commentary. It is not created from your account, portfolio, risk tolerance, tax situation, time horizon, or personal circumstances, and it should not be treated as individualized advice.
Not a forecast. Projections, payoff dates, retirement figures, and sample rates show what the numbers you enter would do under the stated assumptions. They do not predict markets, interest rates, returns, or your results.
Wealth Tools and My Wealth Path use manual inputs and simplified assumptions. Tax rules, contribution limits, state rules, interest rates, insurance costs, market returns, and personal circumstances change. Calculator outputs are rough estimates and should not be relied on as professional advice.
Tax wage calculators are estimates only and are not tax filing software. They may not account for deductions, credits, local taxes, withholdings, household details, payroll benefits, self-employment income, alternative minimum tax, California-specific edge cases, or current-year rule changes. Mortgage calculators are estimates only and are not loan approvals, underwriting decisions, or affordability guarantees.
My Wealth Path stores only manual planning information you choose to enter. The dashboard, points, badges, quarterly reports, debt payoff plans, retirement planning notes, and high-risk bucket tracking are educational tools intended to help you organize your own thinking. They do not create a fiduciary, advisory, tax, legal, mortgage, or retirement planning relationship.
The current manual product does not ask for bank logins, brokerage logins, account numbers, Social Security numbers, employer payroll access, or exact account access. Connected accounts are not live in the current product. If optional read-only account linking is offered later, it must be clearly disclosed, consent-based, and revocable. Manual entry works forever, and imported values can suggest updates but will not silently overwrite numbers you entered. Do not provide sensitive credentials to anyone claiming they are required for Yolo or Bust.
Account export and deletion controls are privacy tools, not financial recordkeeping, accounting, tax, or legal advice. You are responsible for keeping any records you need for taxes, billing, support, or personal planning before deleting data from the Service.
The investment positions shared on this platform represent the personal positions of the operator and are disclosed for transparency and educational purposes only. They are not a model portfolio, personalized investment advice, or recommendations for you to buy, sell, hold, trade, or take the same positions.
All investment decisions carry risk. You may lose some or all of your invested capital. Past performance is not indicative of future results. Always conduct your own independent research and consult with a licensed financial professional before making any investment decision.
By using this Service, you acknowledge that you have read, understood, and agreed to this disclaimer.